{
    "title": "Getting Burned: Handling Late Invoices as a 1099 Contractor",
    "category": "1099 vs. W2 Hiring",
    "address": "",
    "text": "1099 contractors do not have the safety net of regular, automated W-2 payroll, late payments directly disrupt personal cash flow, make business expense coverage difficult, and force freelancers to spend uncompensated time pursuing unpaid debts.",
    "image": null,
    "phone": "",
    "url": "",
    "entries": [
        {
            "id": 19,
            "user_id": 1,
            "content_long": "Net-30 terms often turn into Net-90 if you aren't strict. I now require a 50% upfront deposit before starting any client work.",
            "score": 0,
            "created_at": "2026-11-05 00:19:13",
            "author_name": "FreelanceUX_Mia",
            "username": "Ideas"
        },
        {
            "id": 18,
            "user_id": 1,
            "content_long": "Real-world experiences and preventative strategies regarding cash flow delays and clients who drag their feet on payments.",
            "score": 0,
            "created_at": "2026-11-05 00:18:51",
            "author_name": null,
            "username": "Ideas"
        }
    ]
}